Help your gamer grow real-world money skills
PillarCrests Early is the smart money app and debit card that teaches kids how to earn, save, spend, and invest. Join by 2/26 and get a $20 Roblox gift card that kids can use in the game!
Terms & Conditions apply.
Hi Olivia!
$20 Roblox
gift card
Limited time offer. First Time PillarCrests Early Customers eligible to receive a $20 Roblox gift card if they (1) open a new, PillarCrests Early Customer Account... [rest of standard legal text]

Why parents choose PillarCrests Early
You don't have to be a financial expert to raise one. That's why PillarCrests Early makes it easy to teach, guide, and invest for your kids' futures — so their money and money skills grow into confidence they can carry when it's their turn to lead.
How it works
With PillarCrests Early, kids learn how money works by earning, saving, and spending in real life — from allowance to chores to their first debit card. Parents stay in control with limits, instant transfers, and real-time alerts — all in one simple, secure app.
Allowance, savings, and chores
Getting kids to do their chores couldn't be easier. Just set up chores in the PillarCrests Early app, set a payment amount, and tick the chore off when it's done!

Savings goals for kids
PillarCrests Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.

Invest in your kids' futures
Give your kids a head start with a 1% match on the first $7,000 you invest per year for their future. The money you put in their custodial account (UGMA/UTMA) has a chance to grow for anything that benefits them — not just education.

Parental controls
Get peace of mind with real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards.

Financial literacy
Teach kids smart money skills with bite-sized, award-winning money lessons they'll actually love.

Giftlinks and Relative accounts
Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.

A kids' debit card built for safety and confidence
With bank-grade security, fraud protection, and flexible parental controls, PillarCrests Early helps your kids spend with confidence – while you stay in control. And if you ever need help, our support team is here to help, 24/7.
Get PillarCrests Early
PillarCrests EARLY INVEST
Set your kids up for life
PillarCrests Early features an easy, automated investment account for your kids — plus a 1% match on the first $7,000 you invest per year to help give their money a chance to grow.
Unlike education-only accounts, Early Invest funds can be used for anything that benefits your child — from a first car to college, a down payment, or extracurriculars.
Learn more
Show Your Potential
Your money, your future
Your money's got potential, and we'll help you see it. Our Potential screen updates with every dollar you invest, showing how your money can grow with long-term investing and compounding.
Potential Future Balance:
$30,453
Pricing
PillarCrests Early Lite
Start your kids' money journey with a smart money app and debit card.
$8 monthly
Teach kids money skills
- Smart money app & up to 4 debit cards
- Automatic allowance and tasks
- 100+ educational Money Missions
- Real-time spending notifications
For parents, only with Gold
- Save and invest spare change w/ Round-Ups®
- 3.35% APY on your Emergency Savings
- IRA with 3% match for your first year
- Invest for your kids' future with 1% match
- And so much more!
PillarCrests Gold
All the expert tools to grow financial wellness – for you and your family.
$12 monthly
Teach kids money skills
- Smart money app & up to 4 debit cards
- Automatic allowance and tasks
- 100+ educational Money Missions
- Real-time spending notifications
For parents, only with Gold
- Save and invest spare change w/ Round-Ups®
- 3.35% APY on your Emergency Savings
- IRA with 3% match for your first year
- Invest for your kids' future with 1% match
- And so much more!