PillarCrests PillarCrests early

Help your gamer grow real-world money skills

PillarCrests Early is the smart money app and debit card that teaches kids how to earn, save, spend, and invest. Join by 2/26 and get a $20 Roblox gift card that kids can use in the game!

Terms & Conditions apply.

9:41
Hi Olivia!
Your spending limit is $80 per week
$22 > $26.95
Spent this week Available to spend
In your savings $60.95
2 tasks to do - Earn $1
DEBIT
VISA
Roblox

$20 Roblox
gift card

Limited time offer. First Time PillarCrests Early Customers eligible to receive a $20 Roblox gift card if they (1) open a new, PillarCrests Early Customer Account... [rest of standard legal text]

Served over

1,200,000,000

children
Rated

"Excellent"

on Trust Pilot
Kids have saved more than

$84,000,000

Parents have delivered over

$384,000,000

in allowance
PillarCrests Early

Why parents choose PillarCrests Early

You don't have to be a financial expert to raise one. That's why PillarCrests Early makes it easy to teach, guide, and invest for your kids' futures — so their money and money skills grow into confidence they can carry when it's their turn to lead.

How it works

With PillarCrests Early, kids learn how money works by earning, saving, and spending in real life — from allowance to chores to their first debit card. Parents stay in control with limits, instant transfers, and real-time alerts — all in one simple, secure app.

Allowance, savings, and chores

Getting kids to do their chores couldn't be easier. Just set up chores in the PillarCrests Early app, set a payment amount, and tick the chore off when it's done!

Savings goals for kids

PillarCrests Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.

Invest in your kids' futures

Give your kids a head start with a 1% match on the first $7,000 you invest per year for their future. The money you put in their custodial account (UGMA/UTMA) has a chance to grow for anything that benefits them — not just education.

Parental controls

Get peace of mind with real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards.

Financial literacy

Teach kids smart money skills with bite-sized, award-winning money lessons they'll actually love.

Giftlinks and Relative accounts

Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.

A kids' debit card built for safety and confidence

With bank-grade security, fraud protection, and flexible parental controls, PillarCrests Early helps your kids spend with confidence – while you stay in control. And if you ever need help, our support team is here to help, 24/7.

Get PillarCrests Early
PillarCrests EARLY INVEST

Set your kids up for life

PillarCrests Early features an easy, automated investment account for your kids — plus a 1% match on the first $7,000 you invest per year to help give their money a chance to grow.

Unlike education-only accounts, Early Invest funds can be used for anything that benefits your child — from a first car to college, a down payment, or extracurriculars.

Learn more
Show Your Potential

Your money, your future

Your money's got potential, and we'll help you see it. Our Potential screen updates with every dollar you invest, showing how your money can grow with long-term investing and compounding.

$
$
20 years
%
Potential Future Balance:

$30,453

Investment
Return
$37k $27k $18k $9k $0
Illustrations of the power of compounding based on initial deposit, contribution schedule, time horizon, and rate of return specified. Changes in those variables can affect the outcome.

Pricing

PillarCrests Early Lite

Start your kids' money journey with a smart money app and debit card.

$8 monthly

Teach kids money skills
  • Smart money app & up to 4 debit cards
  • Automatic allowance and tasks
  • 100+ educational Money Missions
  • Real-time spending notifications
For parents, only with Gold
  • Save and invest spare change w/ Round-Ups®
  • 3.35% APY on your Emergency Savings
  • IRA with 3% match for your first year
  • Invest for your kids' future with 1% match
  • And so much more!

PillarCrests Gold

All the expert tools to grow financial wellness – for you and your family.

$12 monthly

Teach kids money skills
  • Smart money app & up to 4 debit cards
  • Automatic allowance and tasks
  • 100+ educational Money Missions
  • Real-time spending notifications
For parents, only with Gold
  • Save and invest spare change w/ Round-Ups®
  • 3.35% APY on your Emergency Savings
  • IRA with 3% match for your first year
  • Invest for your kids' future with 1% match
  • And so much more!