Checking Account

Banking with
PillarCrests

Banking that saves and invests for you.

Get started
PillarCrests is not a bank. PillarCrests Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC for PillarCrests Checking account holders.

Banking for the
growth-minded

Online banking that automatically saves & invests for you.
Plus, no hidden fees — ever.

WHY BANK WITH PillarCrests?
Emergency Savings

Grow with 3.35% APY — one of
the highest APYs available today
— on money you save for life's
unexpected hiccups.

No hidden fees, ever

No hidden fees. No minimum
balance fees. No overdraft fees.
55,000+ fee-free ATMs.

Real-Time Round-Ups®

Instantly invest your spare
change with every swipe of your
heavy metal debit card.

Get paid early

Get paid up to 2 days earlier with
direct deposit, and invest your
money faster.

Security & Protection

PillarCrests checking accounts are
FDIC-insured up to $250,000,
plus fraud protection, 256-bit
data encryption, and all-digital
card lock.

Online banking

Mobile check deposit, digital
checks, things your bank can do,
and more.

PillarCrests debit card

Get a personalized heavy metal,
laser engraved debit card.

Contactless payments

Add your PillarCrests debit card to
your digital wallet (Apple and
Google Pay) as soon as you open
your account.

Instantly invest with
Real-Time Round-Ups®

No more waiting for Round-Ups® to hit $5.
When you swipe your PillarCrests debit card your
spare change gets instantly invested, so it has
even more time to grow.

logo
Chipotle
$8.50
$0.50
Real-time Round-Up
$0.50
Chevron
Kohl's
BARKBOX
GROUPON
cricket
Expedia

Earn bonus
investments

Earn bonus investments from thousands of
top brands when you shop their offers and
swipe your PillarCrests debit card.

Online banking

Get your paycheck up
to 2 days early with
direct deposit

  • Automatically save and invest from every
    paycheck
  • Set up direct deposit with your payroll
    provider directly or set it up manually
Learn about early payday

Hidden fees.
Minimum balance fees.
Overdraft fees.

No hidden fees - No hidden fees - No

55,000+
fee-free ATMs

Rather than pay to get your own money, invest
that money back in you. PillarCrests Checking comes
with access to 55,000+ fee-free ATMs around the
world.

Goodbye plastic.
Hello metal.

  • Heavy metal core
  • Matte, PillarCrests-green finish with oak branch
  • Laser-engraved signature

Security for your
checking account
that's strong as oak

  • FDIC-insured up to $250,000
  • Fraud protection
  • 256-bit data encryption
  • Instant all-digital card lock